Eligibility & Enrollment

Eligible MIT employees can apply to most benefit programs immediately.

Note the qualifications below, review your benefits, and then sign up online.

#1. Review your eligibility.

MIT's benefits plans are immediately available to all employees who are paid by MIT, who work 50% or more of the normal full-time work schedule and who have an eligible appointment.

You are not eligible if you are a:

  • Contractor
  • Affiliate
  • Teaching or research assistant
  • Honorary lecturer
  • Summer appointment
  • Non-MIT student program worker
  • International visiting student
  • Member of the armed services assigned to MIT
  • Family member not employed by MIT
  • Work-study student
  • Paid by MITemps

Check the "Good to Know" box below for exceptions.

#2. Review your benefits.

Explore this site or download the MIT Benefits Summary (available on the homepage of the Benefits site) to get details on the key benefits that MIT offers and who is eligible to receive them.

#3. Enroll.

You have 31 days to sign up for benefits listed below. Visit the New Hire Activity page (login required) to enroll. When enrolling a spouse or dependent(s) in health or dental plan coverage, you must provide appropriate documentation (e.g., a marriage license or birth certificate) to the Benefits Office. Please contact the Benefits Office with questions.

  • Dental Plan (see rates)
  • Health Plan (see rates)
  • Flexible Spending Accounts
  • Supplemental Life (see rates)
  • Vision Plan (see rates)

Good to Know

Postdoctoral fellows—Review eligibility requirements and options here.

Questions?—Get answers to questions about your eligibility for any program.

Sign up period—You have 31 days within your date of hire or appointment—or from the date you received your official welcome letter (whichever is later)—to sign up for benefits.

Union employees— If you are a member of a collective bargaining unit, all provisions of your benefits plans are subject to the terms of your collective bargaining agreement.

Visiting appointments—If you hold an appointment at a minimum of half time for three months or more, you are entitled to partial benefits, including health insurance.

Visit MIT's Employee Benefits site for the full details on eligibility.